Operational infrastructure for Nigerian businesses.
Nillar delivers a suite of enterprise-grade technology solutions — starting with payments. Built for compliance, reliability, and scale.
Nillar Payments
₦1,247,500
Bank Transfer · GTBank
Settled
Electricity · AEDC
Settled
Airtime · MTN
Settled
All systems operational
99.9% uptime · NIBSS connected
- CBN Regulated Partner
- NDPA 2023 Compliant
- NIBSS Instant Payment
- AML/CFT Framework
- 256-bit Encryption
- 99.9% Uptime SLA
- KYC Verified Onboarding
- Real-Time Settlement
- CBN Regulated Partner
- NDPA 2023 Compliant
- NIBSS Instant Payment
- AML/CFT Framework
- 256-bit Encryption
- 99.9% Uptime SLA
- KYC Verified Onboarding
- Real-Time Settlement
Our Solutions
One platform. Multiple business solutions.
Nillar is building the infrastructure layer that Nigerian businesses need. Payments is live today — more solutions are on the roadmap.
Payments
Digital wallets, transfers & bill automation
Give your business and customers a modern payment experience. Accept payments, send transfers, pay bills, and manage digital wallets — all through one compliant platform.
KYC
Identity verification infrastructure
Streamline customer onboarding with BVN, NIN, and document verification. Built to meet CBN KYC requirements without slowing down your operations.
SMS
Business messaging & transactional alerts
Deliver reliable OTPs, transaction notifications, and marketing messages to any Nigerian network — with guaranteed delivery and audit trails.
- ₦1B+
- Processed
- Transaction volume through the platform
- 99.9%
- Uptime
- Guaranteed SLA across all services
- <5s
- Settlement
- Average NIP transfer completion time
- CBN
- Partner
- Banking services via CBN-licensed partners
Why Nillar
Built for businesses that can't afford failure.
We understand the operating environment. Nillar is designed to handle the complexity of Nigerian business operations — so you don't have to.
Regulatory Compliance
Every product we ship is designed around Nigerian regulatory requirements — CBN, NDPA, AML/CFT, and NIBSS. Compliance is built in, not bolted on.
- CBN Consumer Protection Framework
- NDPA 2023 data handling
- AML/CFT transaction monitoring
- KYC tiered onboarding
Operational Reliability
Our infrastructure is engineered for the demands of the Nigerian financial environment — with redundancy, real-time monitoring, and instant failover.
- 99.9% uptime SLA
- Real-time NIBSS/NIP integration
- Automated reconciliation
- 24/7 operations monitoring
Business-Grade Security
End-to-end encryption, audit trails, and fraud detection are standard. Your data and your customers' funds are protected at every layer.
- 256-bit data encryption
- Real-time fraud detection
- Full transaction audit logs
- PCI-aligned security standards
Compliance & Trust
Regulated, audited, and accountable.
Nillar operates within the full Nigerian regulatory framework. Compliance is not an afterthought — it is the foundation.
Banking Partner
Banking services delivered through CBN-licensed partners. Consumer funds held in accordance with CBN regulations.
2023 Compliant
All personal data processed in compliance with the Nigeria Data Protection Act 2023 and NDPC guidelines.
NIP Integrated
Real-time bank-to-bank transfers and settlements via the Nigerian Interbank Settlement System.
CFT Ready
Anti-money laundering and counter-terrorism financing controls aligned with MLPPA 2022 requirements.
Data Minimisation
We collect only the personal data necessary for each transaction and business function — nothing more.
Audit Trails
Every transaction, access event, and system change is logged with tamper-evident records retained per regulatory requirements.
Fraud Detection
Real-time transaction monitoring flags anomalies before they impact customers or your business.
Incident Response
Documented incident response plans with defined escalation paths to the CBN and NDPC where required.
Get Started
Ready to modernise your payment operations?
Whether you're a business looking to integrate payments or a partner institution seeking a compliant fintech infrastructure layer, we'd like to talk.